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      <article-id pub-id-type="doi">10.25726/z0561-5431-9643-a</article-id>
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        <article-title xml:lang="ru">&#x421;&#x442;&#x440;&#x443;&#x43A;&#x442;&#x443;&#x440;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x44B;&#x445; &#x43F;&#x440;&#x43E;&#x433;&#x440;&#x430;&#x43C;&#x43C; &#x432; &#x43E;&#x431;&#x43B;&#x430;&#x441;&#x442;&#x438; &#x444;&#x438;&#x43D;&#x430;&#x43D;&#x441;&#x43E;&#x432;&#x43E;&#x439; &#x433;&#x440;&#x430;&#x43C;&#x43E;&#x442;&#x43D;&#x43E;&#x441;&#x442;&#x438;</article-title>
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          <trans-title>Structuring of educational programs in the field of financial literacy</trans-title>
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        <p>&#x41D;&#x430; &#x440;&#x443;&#x431;&#x435;&#x436;&#x435; XX&#x2013;XXI &#x432;&#x432;. &#x43F;&#x440;&#x430;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E; &#x43E;&#x434;&#x43D;&#x43E;&#x439; &#x438;&#x437; &#x441;&#x430;&#x43C;&#x44B;&#x445; &#x440;&#x430;&#x437;&#x432;&#x438;&#x442;&#x44B;&#x445; &#x430;&#x43D;&#x433;&#x43B;&#x43E;&#x44F;&#x437;&#x44B;&#x447;&#x43D;&#x44B;&#x445; &#x441;&#x442;&#x440;&#x430;&#x43D; &#x43C;&#x438;&#x440;&#x430; &#x2013; &#x421;&#x43E;&#x435;&#x434;&#x438;&#x43D;&#x435;&#x43D;&#x43D;&#x44B;&#x445; &#x428;&#x442;&#x430;&#x442;&#x43E;&#x432; &#x410;&#x43C;&#x435;&#x440;&#x438;&#x43A;&#x438;, &#x43A;&#x43E;&#x442;&#x43E;&#x440;&#x44B;&#x439; &#x430;&#x43A;&#x442;&#x438;&#x432;&#x43D;&#x43E; &#x440;&#x435;&#x430;&#x433;&#x438;&#x440;&#x443;&#x435;&#x442; &#x43D;&#x430; &#x433;&#x43B;&#x43E;&#x431;&#x430;&#x43B;&#x438;&#x437;&#x430;&#x446;&#x438;&#x43E;&#x43D;&#x43D;&#x44B;&#x435; &#x43F;&#x440;&#x43E;&#x446;&#x435;&#x441;&#x441;&#x44B;, &#x432;&#x43D;&#x43E;&#x441;&#x44F; &#x432;&#x43E;&#x432;&#x440;&#x435;&#x43C;&#x44F; &#x43E;&#x43F;&#x440;&#x435;&#x434;&#x435;&#x43B;&#x435;&#x43D;&#x43D;&#x44B;&#x435; &#x43A;&#x43E;&#x440;&#x440;&#x435;&#x43A;&#x442;&#x438;&#x432;&#x44B; &#x432; &#x441;&#x442;&#x440;&#x443;&#x43A;&#x442;&#x443;&#x440;&#x443;, &#x441;&#x43E;&#x434;&#x435;&#x440;&#x436;&#x430;&#x43D;&#x438;&#x435; &#x438; &#x43F;&#x440;&#x438;&#x435;&#x43C;&#x44B; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x43A;&#x443;&#x44E; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;, &#x43F;&#x43E;&#x434;&#x447;&#x435;&#x440;&#x43A;&#x43D;&#x443;&#x43B; &#x43D;&#x435;&#x445;&#x432;&#x430;&#x442;&#x43A;&#x443; &#x43C;&#x43E;&#x43B;&#x43E;&#x434;&#x44B;&#x445; &#x43B;&#x44E;&#x434;&#x435;&#x439; &#x441; &#x434;&#x435;&#x43B;&#x43E;&#x432;&#x44B;&#x43C;&#x438; &#x43A;&#x430;&#x447;&#x435;&#x441;&#x442;&#x432;&#x430;&#x43C;&#x438;, &#x441;&#x43F;&#x43E;&#x441;&#x43E;&#x431;&#x43D;&#x44B;&#x445; &#x440;&#x430;&#x431;&#x43E;&#x442;&#x430;&#x442;&#x44C; &#x432; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x43A;&#x438;&#x445; &#x444;&#x438;&#x440;&#x43C;&#x430;&#x445;, &#x433;&#x434;&#x435; &#x43D;&#x435;&#x442; &#x447;&#x435;&#x442;&#x43A;&#x438;&#x445; &#x438;&#x43D;&#x441;&#x442;&#x440;&#x443;&#x43A;&#x446;&#x438;&#x439;, &#x43A;&#x430;&#x43A; &#x432;&#x435;&#x441;&#x442;&#x438; &#x431;&#x438;&#x437;&#x43D;&#x435;&#x441;, &#x43D;&#x43E; &#x441;&#x443;&#x449;&#x435;&#x441;&#x442;&#x432;&#x443;&#x435;&#x442; &#x437;&#x43D;&#x430;&#x447;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x430;&#x44F; &#x441;&#x432;&#x43E;&#x431;&#x43E;&#x434;&#x430; &#x432;&#x44B;&#x431;&#x43E;&#x440;&#x430; &#x438; &#x438;&#x43D;&#x438;&#x446;&#x438;&#x430;&#x442;&#x438;&#x432;&#x44B;. &#x411;&#x44B;&#x43B;&#x43E; &#x43E;&#x442;&#x43C;&#x435;&#x447;&#x435;&#x43D;&#x43E;, &#x447;&#x442;&#x43E; &#x434;&#x43E; &#x437;&#x430;&#x434;&#x430;&#x447;, &#x441;&#x442;&#x43E;&#x44F;&#x449;&#x438;&#x445; &#x441;&#x435;&#x433;&#x43E;&#x434;&#x43D;&#x44F; &#x43F;&#x435;&#x440;&#x435;&#x434; &#x448;&#x43A;&#x43E;&#x43B;&#x43E;&#x439;, &#x434;&#x43E;&#x43B;&#x436;&#x43D;&#x43E; &#x432;&#x445;&#x43E;&#x434;&#x438;&#x442;&#x44C; &#x43D;&#x435; &#x442;&#x43E;&#x43B;&#x44C;&#x43A;&#x43E; &#x43E;&#x431;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x435;, &#x43D;&#x43E; &#x438; &#x444;&#x43E;&#x440;&#x43C;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435; &#x43B;&#x438;&#x447;&#x43D;&#x43E;&#x441;&#x442;&#x438;, &#x43F;&#x440;&#x43E;&#x444;&#x43E;&#x440;&#x438;&#x435;&#x43D;&#x442;&#x430;&#x446;&#x438;&#x44F; &#x438; &#x44D;&#x43A;&#x43E;&#x43D;&#x43E;&#x43C;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x430;&#x44F; &#x43F;&#x43E;&#x434;&#x433;&#x43E;&#x442;&#x43E;&#x432;&#x43A;&#x430; &#x43A; &#x436;&#x438;&#x437;&#x43D;&#x435;&#x434;&#x435;&#x44F;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x438; &#x432; &#x43E;&#x431;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;, &#x444;&#x443;&#x43D;&#x43A;&#x446;&#x438;&#x43E;&#x43D;&#x438;&#x440;&#x443;&#x44E;&#x449;&#x438;&#x445; &#x432; &#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;&#x445; &#x431;&#x44B;&#x441;&#x442;&#x440;&#x44B;&#x445; &#x438;&#x437;&#x43C;&#x435;&#x43D;&#x435;&#x43D;&#x438;&#x439;. &#x414;&#x43B;&#x44F; &#x438;&#x441;&#x441;&#x43B;&#x435;&#x434;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F; &#x441;&#x442;&#x435;&#x43F;&#x435;&#x43D;&#x438; &#x441;&#x43E;&#x43E;&#x442;&#x432;&#x435;&#x442;&#x441;&#x442;&#x432;&#x438;&#x44F; &#x43A;&#x430;&#x447;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E; &#x443;&#x440;&#x43E;&#x432;&#x43D;&#x44F; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x43A;&#x43E;&#x439; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F; &#x437;&#x430;&#x43A;&#x43E;&#x43D;&#x43E;&#x434;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E; &#x43F;&#x440;&#x438;&#x43D;&#x44F;&#x442;&#x44B;&#x43C; &#x442;&#x440;&#x435;&#x431;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;&#x43C; &#x43D;&#x430;&#x43C;&#x438; &#x434;&#x435;&#x442;&#x430;&#x43B;&#x44C;&#x43D;&#x43E; &#x438;&#x437;&#x443;&#x447;&#x435;&#x43D;&#x44B; &#x430;&#x43C;&#x435;&#x440;&#x438;&#x43A;&#x430;&#x43D;&#x441;&#x43A;&#x438;&#x435; &#x43D;&#x43E;&#x440;&#x43C;&#x430;&#x442;&#x438;&#x432;&#x43D;&#x44B;&#x435; &#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442;&#x44B; &#x438; &#x430;&#x43A;&#x442;&#x44B;, &#x440;&#x435;&#x433;&#x43B;&#x430;&#x43C;&#x435;&#x43D;&#x442;&#x438;&#x440;&#x443;&#x44E;&#x449;&#x438;&#x435; &#x444;&#x443;&#x43D;&#x43A;&#x446;&#x438;&#x43E;&#x43D;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435; &#x443;&#x447;&#x440;&#x435;&#x436;&#x434;&#x435;&#x43D;&#x438;&#x439; &#x441;&#x440;&#x435;&#x434;&#x43D;&#x435;&#x433;&#x43E; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F; &#x44D;&#x442;&#x43E;&#x439; &#x441;&#x442;&#x440;&#x430;&#x43D;&#x44B;.</p>
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        <p>At the turn of the XX-XXI centuries, the government of one of the most developed English&#x2013;speaking countries in the world - the United States of America, which actively responds to globalization processes by making certain adjustments in time to the structure, content and methods of entrepreneurial education, stressed the shortage of young people with business qualities who are able to work in entrepreneurial firms where there are no clear instructions on how to do business, but there is considerable freedom of choice and initiative. It was noted that the tasks facing the school today should include not only education, but also the formation of personality, career guidance and economic preparation for life in a society functioning in conditions of rapid change. To study the degree of compliance of the quality level of business education with the legally accepted requirements, we have studied in detail the American regulatory documents and acts regulating the functioning of secondary education institutions in this country.</p>
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