<?xml version="1.0"?>
<article xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" dtd-version="1.4" xsi:noNamespaceSchemaLocation="https://jats.nlm.nih.gov/archiving/1.4/xsd/JATS-archivearticle1.xsd" xml:lang="ru">
  <front>
    <journal-meta>
      <journal-id journal-id-type="ojs">emr</journal-id>
      <journal-title-group>
        <journal-title xml:lang="ru">&#x423;&#x43F;&#x440;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x438;&#x435; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;&#x43C;: &#x442;&#x435;&#x43E;&#x440;&#x438;&#x44F; &#x438; &#x43F;&#x440;&#x430;&#x43A;&#x442;&#x438;&#x43A;&#x430;</journal-title>
        <trans-title-group xml:lang="en">
          <trans-title>Education Management Review</trans-title>
        </trans-title-group>
      </journal-title-group>
      <issn pub-type="epub">2311-2174</issn>
      <publisher>
        <publisher-name>&#x418;&#x43D;&#x434;&#x438;&#x432;&#x438;&#x434;&#x443;&#x430;&#x43B;&#x44C;&#x43D;&#x44B;&#x439; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C; &#x41F;&#x43E;&#x434;&#x43A;&#x43E;&#x43B;&#x437;&#x438;&#x43D; &#x41C;.&#x41C;.</publisher-name>
      </publisher>
      <self-uri xlink:href="https://emreview.ru/index.php/emr"/>
    </journal-meta>
    <article-meta>
      <article-id pub-id-type="publisher-id">232</article-id>
      <article-id pub-id-type="doi">10.25726/e3532-4985-1922-z</article-id>
      <article-categories>
        <subj-group xml:lang="ru" subj-group-type="heading">
          <subject>Articles</subject>
        </subj-group>
      </article-categories>
      <title-group>
        <article-title xml:lang="ru">&#x424;&#x43E;&#x440;&#x43C;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435; &#x443;&#x43F;&#x440;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x447;&#x435;&#x441;&#x43A;&#x43E;&#x439; &#x43A;&#x43E;&#x43C;&#x43F;&#x435;&#x442;&#x435;&#x43D;&#x446;&#x438;&#x438; &#x43F;&#x440;&#x438; &#x43E;&#x431;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x438; &#x442;&#x435;&#x445;&#x43D;&#x43E;&#x43B;&#x43E;&#x433;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x438;&#x43C; &#x430;&#x441;&#x43F;&#x435;&#x43A;&#x442;&#x430;&#x43C; &#x444;&#x438;&#x43D;&#x430;&#x43D;&#x441;&#x43E;&#x432;&#x43E;&#x439; &#x433;&#x440;&#x430;&#x43C;&#x43E;&#x442;&#x43D;&#x43E;&#x441;&#x442;&#x438;</article-title>
        <trans-title-group xml:lang="en">
          <trans-title>Formation of managerial competence in teaching technological aspects of financial literacy</trans-title>
        </trans-title-group>
      </title-group>
      <contrib-group content-type="author">
        <contrib contrib-type="author">
          <name-alternatives>
            <name name-style="western" specific-use="primary" xml:lang="ru">
              <surname>&#x418;&#x441;&#x430;&#x435;&#x432;</surname>
              <given-names>&#x425;&#x430;&#x43C;&#x43F;&#x430;&#x448; &#x410;&#x431;&#x434;&#x443;&#x440;&#x430;&#x445;&#x43C;&#x430;&#x43D;&#x43E;&#x432;&#x438;&#x447;</given-names>
            </name>
            <name name-style="western" xml:lang="en">
              <surname>Isaev</surname>
              <given-names>Hampash A.</given-names>
            </name>
          </name-alternatives>
          <xref ref-type="aff" rid="aff-1"/>
          <email>Isaevhampash1965@mail.ru</email>
        </contrib>
        <contrib contrib-type="author">
          <name-alternatives>
            <name name-style="western" specific-use="primary" xml:lang="ru">
              <surname>&#x413;&#x430;&#x447;&#x430;&#x435;&#x432;</surname>
              <given-names>&#x410;&#x445;&#x43C;&#x435;&#x434; &#x41C;&#x430;&#x433;&#x43E;&#x43C;&#x435;&#x434;&#x43E;&#x432;&#x438;&#x447;</given-names>
            </name>
            <name name-style="western" xml:lang="en">
              <surname>Gachaev</surname>
              <given-names>Ahmed M.</given-names>
            </name>
          </name-alternatives>
          <xref ref-type="aff" rid="aff-2"/>
          <email>Gachaev-chr@mail.ru</email>
        </contrib>
      </contrib-group>
      <aff-alternatives id="aff-1">
        <aff xml:lang="ru">
          <institution content-type="orgname">&#x413;&#x440;&#x43E;&#x437;&#x43D;&#x435;&#x43D;&#x441;&#x43A;&#x438;&#x439; &#x433;&#x43E;&#x441;&#x443;&#x434;&#x430;&#x440;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x44B;&#x439; &#x43D;&#x435;&#x444;&#x442;&#x44F;&#x43D;&#x43E;&#x439; &#x442;&#x435;&#x445;&#x43D;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x438;&#x439; &#x443;&#x43D;&#x438;&#x432;&#x435;&#x440;&#x441;&#x438;&#x442;&#x435;&#x442; &#x438;&#x43C;. &#x430;&#x43A;&#x430;&#x434;. &#x41C;.&#x414;.&#x41C;&#x438;&#x43B;&#x43B;&#x438;&#x43E;&#x43D;&#x449;&#x438;&#x43A;&#x43E;&#x432;&#x430;</institution>
        </aff>
        <aff xml:lang="en">
          <institution content-type="orgname">Grozny State Petroleum Technical University named after academician M.D. Millionshchikov</institution>
        </aff>
      </aff-alternatives>
      <aff-alternatives id="aff-2">
        <aff xml:lang="ru">
          <institution content-type="orgname">&#x413;&#x440;&#x43E;&#x437;&#x43D;&#x435;&#x43D;&#x441;&#x43A;&#x438;&#x439; &#x433;&#x43E;&#x441;&#x443;&#x434;&#x430;&#x440;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x44B;&#x439; &#x43D;&#x435;&#x444;&#x442;&#x44F;&#x43D;&#x43E;&#x439; &#x442;&#x435;&#x445;&#x43D;&#x438;&#x447;&#x435;&#x441;&#x43A;&#x438;&#x439; &#x443;&#x43D;&#x438;&#x432;&#x435;&#x440;&#x441;&#x438;&#x442;&#x435;&#x442; &#x438;&#x43C;. &#x430;&#x43A;&#x430;&#x434;. &#x41C;.&#x414;.&#x41C;&#x438;&#x43B;&#x43B;&#x438;&#x43E;&#x43D;&#x449;&#x438;&#x43A;&#x43E;&#x432;&#x430;, &#x410;&#x43A;&#x430;&#x434;&#x435;&#x43C;&#x438;&#x44F; &#x43D;&#x430;&#x443;&#x43A; &#x427;&#x435;&#x447;&#x435;&#x43D;&#x441;&#x43A;&#x43E;&#x439; &#x420;&#x435;&#x441;&#x43F;&#x443;&#x431;&#x43B;&#x438;&#x43A;&#x438;</institution>
        </aff>
        <aff xml:lang="en">
          <institution content-type="orgname">Grozny State Petroleum Technical University named after academician M.D. Millionshchikov, Academy of Sciences of the Chechen Republic</institution>
        </aff>
      </aff-alternatives>
      <pub-date date-type="pub" publication-format="epub">
        <day>10</day>
        <month>02</month>
        <year>2022</year>
      </pub-date>
      <volume>11</volume>
      <issue>6</issue>
      <fpage>223</fpage>
      <lpage>229</lpage>
      <history>
        <date date-type="received" iso-8601-date="2022-01-25">
          <day>25</day>
          <month>01</month>
          <year>2022</year>
        </date>
      </history>
      <permissions>
        <copyright-statement xml:lang="ru">&#xA9; 2022 &#x423;&#x43F;&#x440;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x438;&#x435; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;&#x43C;: &#x442;&#x435;&#x43E;&#x440;&#x438;&#x44F; &#x438; &#x43F;&#x440;&#x430;&#x43A;&#x442;&#x438;&#x43A;&#x430;</copyright-statement>
        <copyright-statement xml:lang="en">&#xA9; 2022 Education Management Review</copyright-statement>
        <copyright-year>2022</copyright-year>
        <copyright-holder xml:lang="ru">&#x423;&#x43F;&#x440;&#x430;&#x432;&#x43B;&#x435;&#x43D;&#x438;&#x435; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;&#x43C;: &#x442;&#x435;&#x43E;&#x440;&#x438;&#x44F; &#x438; &#x43F;&#x440;&#x430;&#x43A;&#x442;&#x438;&#x43A;&#x430;</copyright-holder>
        <copyright-holder xml:lang="en">Education Management Review</copyright-holder>
        <license license-type="open-access" xlink:href="https://creativecommons.org/licenses/by-nc-nd/4.0" xml:lang="ru">
          <license-p>&#x42D;&#x442;&#x43E; &#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x438;&#x435; &#x434;&#x43E;&#x441;&#x442;&#x443;&#x43F;&#x43D;&#x43E; &#x43F;&#x43E; &#x43B;&#x438;&#x446;&#x435;&#x43D;&#x437;&#x438;&#x438; Creative Commons &#xAB;Attribution-NonCommercial-NoDerivatives&#xBB; (&#xAB;&#x410;&#x442;&#x440;&#x438;&#x431;&#x443;&#x446;&#x438;&#x44F; &#x2014; &#x41D;&#x435;&#x43A;&#x43E;&#x43C;&#x43C;&#x435;&#x440;&#x447;&#x435;&#x441;&#x43A;&#x43E;&#x435; &#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x44C;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435; &#x2014; &#x411;&#x435;&#x437; &#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x43E;&#x434;&#x43D;&#x44B;&#x445; &#x43F;&#x440;&#x43E;&#x438;&#x437;&#x432;&#x435;&#x434;&#x435;&#x43D;&#x438;&#x439;&#xBB;) 4.0 &#x412;&#x441;&#x435;&#x43C;&#x438;&#x440;&#x43D;&#x430;&#x44F;.</license-p>
        </license>
        <license license-type="open-access" xlink:href="https://creativecommons.org/licenses/by-nc-nd/4.0" xml:lang="en">
          <license-p>This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.</license-p>
        </license>
        <license license-type="open-access" specific-use="metadata" xlink:href="https://creativecommons.org/publicdomain/zero/1.0/" xml:lang="ru">
          <license-p>&#x41C;&#x435;&#x442;&#x430;&#x434;&#x430;&#x43D;&#x43D;&#x44B;&#x435; &#x43D;&#x430;&#x441;&#x442;&#x43E;&#x44F;&#x449;&#x435;&#x439; &#x437;&#x430;&#x43F;&#x438;&#x441;&#x438; &#x440;&#x430;&#x441;&#x43F;&#x440;&#x43E;&#x441;&#x442;&#x440;&#x430;&#x43D;&#x44F;&#x44E;&#x442;&#x441;&#x44F; &#x43D;&#x430; &#x443;&#x441;&#x43B;&#x43E;&#x432;&#x438;&#x44F;&#x445; Creative Commons CC0 1.0 (&#x43F;&#x435;&#x440;&#x435;&#x434;&#x430;&#x447;&#x430; &#x432; &#x43E;&#x431;&#x449;&#x435;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x435; &#x434;&#x43E;&#x441;&#x442;&#x43E;&#x44F;&#x43D;&#x438;&#x435;).</license-p>
        </license>
        <license license-type="open-access" specific-use="metadata" xlink:href="https://creativecommons.org/publicdomain/zero/1.0/" xml:lang="en">
          <license-p>The metadata of this record are distributed under the Creative Commons CC0 1.0 Universal Public Domain Dedication.</license-p>
        </license>
      </permissions>
      <self-uri xlink:href="https://emreview.ru/index.php/emr/article/view/232"/>
      <self-uri xlink:href="https://emreview.ru/index.php/emr/article/download/232/180/362" content-type="application/pdf"/>
      <abstract xml:lang="ru">
        <p>&#x420;&#x430;&#x437;&#x432;&#x438;&#x442;&#x438;&#x435; &#x443; &#x443;&#x447;&#x430;&#x449;&#x438;&#x445;&#x441;&#x44F; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x43A;&#x43E;&#x439; &#x43A;&#x43E;&#x43C;&#x43F;&#x435;&#x442;&#x435;&#x43D;&#x442;&#x43D;&#x43E;&#x441;&#x442;&#x438; &#x43E;&#x43F;&#x440;&#x435;&#x434;&#x435;&#x43B;&#x44F;&#x435;&#x442;&#x441;&#x44F; &#x43F;&#x435;&#x434;&#x430;&#x433;&#x43E;&#x433;&#x430;&#x43C;&#x438; &#x421;&#x428;&#x410; &#x43A;&#x430;&#x43A; &#x432;&#x430;&#x436;&#x43D;&#x435;&#x439;&#x448;&#x438;&#x439; &#x440;&#x435;&#x437;&#x443;&#x43B;&#x44C;&#x442;&#x430;&#x442; &#x434;&#x435;&#x44F;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x441;&#x442;&#x438; &#x448;&#x43A;&#x43E;&#x43B; &#x441;&#x435;&#x433;&#x43E;&#x434;&#x43D;&#x44F;, &#x43A; &#x442;&#x43E;&#x43C;&#x443; &#x436;&#x435; 18 &#x434;&#x435;&#x43A;&#x430;&#x431;&#x440;&#x44F; 2006 &#x433;&#x43E;&#x434;&#x430; &#x432; &#x440;&#x435;&#x437;&#x443;&#x43B;&#x44C;&#x442;&#x430;&#x442;&#x435; &#x434;&#x43B;&#x438;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x43E;&#x439; &#x434;&#x438;&#x441;&#x43A;&#x443;&#x441;&#x441;&#x438;&#x438; &#x43F;&#x440;&#x435;&#x434;&#x441;&#x442;&#x430;&#x432;&#x438;&#x442;&#x435;&#x43B;&#x435;&#x439; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x43D;&#x44B;&#x445; &#x443;&#x447;&#x440;&#x435;&#x436;&#x434;&#x435;&#x43D;&#x438;&#x439; &#x433;&#x43E;&#x441;&#x443;&#x434;&#x430;&#x440;&#x441;&#x442;&#x432; &#x415;&#x432;&#x440;&#x43E;&#x43F;&#x435;&#x439;&#x441;&#x43A;&#x43E;&#x433;&#x43E; &#x421;&#x43E;&#x44E;&#x437;&#x430; &#x43F;&#x440;&#x438;&#x43D;&#x44F;&#x442; &#x432;&#x430;&#x436;&#x43D;&#x44B;&#x439; &#x434;&#x43E;&#x43A;&#x443;&#x43C;&#x435;&#x43D;&#x442; &#x2013; &#x420;&#x435;&#x43A;&#x43E;&#x43C;&#x435;&#x43D;&#x434;&#x430;&#x446;&#x438;&#x438; &#x415;&#x432;&#x440;&#x43E;&#x43F;&#x430;&#x440;&#x43B;&#x430;&#x43C;&#x435;&#x43D;&#x442;&#x430; &#x438; &#x421;&#x43E;&#x432;&#x435;&#x442;&#x430; &#x415;&#x432;&#x440;&#x43E;&#x43F;&#x44B; &#xAB;&#x41A;&#x43B;&#x44E;&#x447;&#x435;&#x432;&#x44B;&#x435; &#x43A;&#x43E;&#x43C;&#x43F;&#x435;&#x442;&#x435;&#x43D;&#x446;&#x438;&#x438; &#x434;&#x43B;&#x44F; &#x43E;&#x431;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F; &#x432; &#x442;&#x435;&#x447;&#x435;&#x43D;&#x438;&#x435; &#x436;&#x438;&#x437;&#x43D;&#x438; (&#x415;&#x432;&#x440;&#x43E;&#x43F;&#x435;&#x439;&#x441;&#x43A;&#x438;&#x435; &#x43E;&#x440;&#x438;&#x435;&#x43D;&#x442;&#x438;&#x440;&#x44B;)&#xBB;. &#x415;&#x432;&#x440;&#x43E;&#x43F;&#x430;&#x440;&#x43B;&#x430;&#x43C;&#x435;&#x43D;&#x442; &#x432;&#x44B;&#x434;&#x435;&#x43B;&#x438;&#x43B; &#x432;&#x43E;&#x441;&#x435;&#x43C;&#x44C; &#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x432;&#x44B;&#x445; &#x43A;&#x43E;&#x43C;&#x43F;&#x435;&#x442;&#x435;&#x43D;&#x446;&#x438;&#x439;, &#x441;&#x440;&#x435;&#x434;&#x438; &#x43A;&#x43E;&#x442;&#x43E;&#x440;&#x44B;&#x445; &#x438; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x43A;&#x430;&#x44F; &#x43A;&#x43E;&#x43C;&#x43F;&#x435;&#x442;&#x435;&#x43D;&#x442;&#x43D;&#x43E;&#x441;&#x442;&#x44C;. &#x421; &#x446;&#x435;&#x43B;&#x44C;&#x44E; &#x434;&#x430;&#x43B;&#x44C;&#x43D;&#x435;&#x439;&#x448;&#x435;&#x433;&#x43E; &#x438;&#x441;&#x43F;&#x43E;&#x43B;&#x44C;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F; &#x43F;&#x43E;&#x43D;&#x44F;&#x442;&#x438;&#x439; &#xAB;&#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#xBB; &#x438; &#xAB;&#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;&#xBB; &#x440;&#x430;&#x441;&#x441;&#x43C;&#x43E;&#x442;&#x440;&#x438;&#x43C; &#x438;&#x445; &#x441;&#x443;&#x449;&#x43D;&#x43E;&#x441;&#x442;&#x44C;. &#x421;&#x43B;&#x435;&#x434;&#x443;&#x435;&#x442; &#x43F;&#x43E;&#x434;&#x447;&#x435;&#x440;&#x43A;&#x43D;&#x443;&#x442;&#x44C;, &#x447;&#x442;&#x43E; &#x43E;&#x43F;&#x440;&#x435;&#x434;&#x435;&#x43B;&#x435;&#x43D;&#x438;&#x435; &#x43F;&#x43E;&#x434;&#x43E;&#x431;&#x440;&#x430;&#x43D;&#x43E; &#x442;&#x430;&#x43A;, &#x447;&#x442;&#x43E;&#x431;&#x44B; &#x43F;&#x440;&#x43E;&#x438;&#x43B;&#x43B;&#x44E;&#x441;&#x442;&#x440;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x442;&#x44C; &#x43D;&#x435;&#x43F;&#x43E;&#x441;&#x440;&#x435;&#x434;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x443;&#x44E; &#x441;&#x432;&#x44F;&#x437;&#x44C; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430; &#x441; &#x43F;&#x440;&#x438;&#x43E;&#x431;&#x440;&#x435;&#x442;&#x435;&#x43D;&#x438;&#x435;&#x43C; &#x43A;&#x43E;&#x43C;&#x43F;&#x435;&#x442;&#x435;&#x43D;&#x442;&#x43D;&#x43E;&#x441;&#x442;&#x438;. &#x41A;&#x43E;&#x43D;&#x441;&#x43E;&#x440;&#x446;&#x438;&#x443;&#x43C; &#x43F;&#x43E; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x43A;&#x43E;&#x43C;&#x443; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44E; &#x443;&#x442;&#x432;&#x435;&#x440;&#x436;&#x434;&#x430;&#x435;&#x442;, &#x447;&#x442;&#x43E; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E; &#x43D;&#x435; &#x442;&#x43E;&#x43B;&#x44C;&#x43A;&#x43E; &#x43E;&#x431;&#x443;&#x447;&#x430;&#x435;&#x442; &#x448;&#x43A;&#x43E;&#x43B;&#x44C;&#x43D;&#x438;&#x43A;&#x43E;&#x432; &#x432;&#x435;&#x434;&#x435;&#x43D;&#x438;&#x44E; &#x431;&#x438;&#x437;&#x43D;&#x435;&#x441;&#x430;. &#x420;&#x435;&#x447;&#x44C; &#x438;&#x434;&#x435;&#x442; &#x442;&#x430;&#x43A;&#x436;&#x435; &#x43E; &#x43F;&#x43E;&#x43E;&#x449;&#x440;&#x435;&#x43D;&#x438;&#x438; &#x442;&#x432;&#x43E;&#x440;&#x447;&#x435;&#x441;&#x43A;&#x43E;&#x433;&#x43E; &#x43C;&#x44B;&#x448;&#x43B;&#x435;&#x43D;&#x438;&#x44F; &#x438; &#x441;&#x43E;&#x434;&#x435;&#x439;&#x441;&#x442;&#x432;&#x438;&#x44F; &#x440;&#x430;&#x437;&#x432;&#x438;&#x442;&#x438;&#x44E; &#x441;&#x438;&#x43B;&#x44C;&#x43D;&#x43E;&#x433;&#x43E; &#x447;&#x443;&#x432;&#x441;&#x442;&#x432;&#x430; &#x441;&#x43E;&#x431;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x433;&#x43E; &#x434;&#x43E;&#x441;&#x442;&#x43E;&#x438;&#x43D;&#x441;&#x442;&#x432;&#x430;, &#x440;&#x430;&#x441;&#x448;&#x438;&#x440;&#x435;&#x43D;&#x438;&#x44E; &#x43F;&#x440;&#x430;&#x432; &#x438; &#x432;&#x43E;&#x437;&#x43C;&#x43E;&#x436;&#x43D;&#x43E;&#x441;&#x442;&#x435;&#x439; &#x447;&#x435;&#x440;&#x435;&#x437; &#x43E;&#x431;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x435; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x443;; &#x443;&#x447;&#x435;&#x43D;&#x438;&#x43A;&#x438; &#x443;&#x447;&#x430;&#x442;&#x441;&#x44F;, &#x43A;&#x430;&#x43A; &#x441;&#x43E;&#x437;&#x434;&#x430;&#x432;&#x430;&#x442;&#x44C; &#x431;&#x438;&#x437;&#x43D;&#x435;&#x441;, &#x43D;&#x43E;, &#x43A;&#x440;&#x43E;&#x43C;&#x435; &#x44D;&#x442;&#x43E;&#x433;&#x43E;, &#x43E;&#x43D;&#x438; &#x442;&#x430;&#x43A;&#x436;&#x435; &#x443;&#x437;&#x43D;&#x430;&#x44E;&#x442;, &#x43A;&#x430;&#x43A; &#x440;&#x430;&#x441;&#x43F;&#x43E;&#x437;&#x43D;&#x430;&#x432;&#x430;&#x442;&#x44C; &#x432;&#x43E;&#x437;&#x43C;&#x43E;&#x436;&#x43D;&#x43E;&#x441;&#x442;&#x438; &#x432; &#x436;&#x438;&#x437;&#x43D;&#x438;, &#x440;&#x435;&#x430;&#x43B;&#x438;&#x437;&#x43E;&#x432;&#x44B;&#x432;&#x430;&#x442;&#x44C; &#x438;&#x445;, &#x43F;&#x443;&#x442;&#x435;&#x43C; &#x433;&#x435;&#x43D;&#x435;&#x440;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F; &#x43D;&#x43E;&#x432;&#x44B;&#x445; &#x438;&#x434;&#x435;&#x439; &#x43D;&#x430;&#x445;&#x43E;&#x434;&#x438;&#x442;&#x44C; &#x43D;&#x435;&#x43E;&#x431;&#x445;&#x43E;&#x434;&#x438;&#x43C;&#x44B;&#x435; &#x440;&#x435;&#x441;&#x443;&#x440;&#x441;&#x44B;, &#x441;&#x43E;&#x437;&#x434;&#x430;&#x432;&#x430;&#x442;&#x44C; &#x438; &#x44D;&#x43A;&#x441;&#x43F;&#x43B;&#x443;&#x430;&#x442;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x442;&#x44C; &#x441;&#x43E;&#x431;&#x441;&#x442;&#x432;&#x435;&#x43D;&#x43D;&#x43E;&#x435; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x43E;. &#x422;&#x430;&#x43A;, &#x43A;&#x440;&#x43E;&#x43C;&#x435; &#x437;&#x43D;&#x430;&#x43D;&#x438;&#x439; &#x438; &#x43D;&#x430;&#x432;&#x44B;&#x43A;&#x43E;&#x432; &#x432; &#x441;&#x444;&#x435;&#x440;&#x435; &#x431;&#x438;&#x437;&#x43D;&#x435;&#x441;&#x430;, &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x43A;&#x43E;&#x435; &#x43E;&#x431;&#x440;&#x430;&#x437;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435; &#x432; &#x43E;&#x441;&#x43D;&#x43E;&#x432;&#x43D;&#x43E;&#x43C; &#x440;&#x430;&#x437;&#x432;&#x438;&#x432;&#x430;&#x435;&#x442; &#x443;&#x431;&#x435;&#x436;&#x434;&#x435;&#x43D;&#x438;&#x44F;, &#x446;&#x435;&#x43D;&#x43D;&#x43E;&#x441;&#x442;&#x438; &#x438; &#x43E;&#x442;&#x43D;&#x43E;&#x448;&#x435;&#x43D;&#x438;&#x44F; &#x441; &#x446;&#x435;&#x43B;&#x44C;&#x44E; &#x438;&#x437;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x44F; &#x448;&#x43A;&#x43E;&#x43B;&#x44C;&#x43D;&#x438;&#x43A;&#x430;&#x43C;&#x438; &#x43F;&#x440;&#x435;&#x434;&#x43F;&#x440;&#x438;&#x43D;&#x438;&#x43C;&#x430;&#x442;&#x435;&#x43B;&#x44C;&#x441;&#x442;&#x432;&#x430; &#x43A;&#x430;&#x43A; &#x430;&#x43B;&#x44C;&#x442;&#x435;&#x440;&#x43D;&#x430;&#x442;&#x438;&#x432;&#x44B; &#x431;&#x435;&#x437;&#x440;&#x430;&#x431;&#x43E;&#x442;&#x438;&#x446;&#x435;.</p>
      </abstract>
      <trans-abstract xml:lang="en">
        <p>The development of entrepreneurial competence among students is defined by US teachers as the most important result of the activities of schools today, besides, on December 18, 2006, as a result of a long discussion by representatives of educational institutions of the European Union states, an important document was adopted &#x2013; Recommendations of the European Parliament and the Council of Europe "Key competencies for lifelong learning (European Guidelines)". The European Parliament has identified eight key competencies, including entrepreneurial competence. In order to further use the concepts of "entrepreneur" and "entrepreneurship", we will consider their essence. It should be emphasized that the definition is chosen in such a way as to illustrate the direct connection of entrepreneurship with the acquisition of competence. The Consortium for Entrepreneurial Education claims that entrepreneurship does not only teach schoolchildren how to run a business. It is also about encouraging creative thinking and promoting the development of a strong sense of self-worth, empowerment through entrepreneurship training; students learn how to create a business, but, in addition, they also learn how to recognize opportunities in life, realize them, find the necessary resources by generating new ideas, create and operate their own entrepreneurship. So, in addition to knowledge and skills in the field of business, entrepreneurial education mainly develops beliefs, values and attitudes in order for schoolchildren to study entrepreneurship as an alternative to unemployment.</p>
      </trans-abstract>
      <kwd-group xml:lang="en">
        <kwd>Financial literacy</kwd>
        <kwd>training</kwd>
        <kwd>structure</kwd>
        <kwd>development</kwd>
        <kwd>formation</kwd>
      </kwd-group>
      <kwd-group xml:lang="ru">
        <kwd>&#x424;&#x438;&#x43D;&#x430;&#x43D;&#x441;&#x43E;&#x432;&#x430;&#x44F; &#x433;&#x440;&#x430;&#x43C;&#x43E;&#x442;&#x43D;&#x43E;&#x441;&#x442;&#x44C;</kwd>
        <kwd>&#x43E;&#x431;&#x443;&#x447;&#x435;&#x43D;&#x438;&#x435;</kwd>
        <kwd>&#x441;&#x442;&#x440;&#x443;&#x43A;&#x442;&#x443;&#x440;&#x430;</kwd>
        <kwd>&#x440;&#x430;&#x437;&#x432;&#x438;&#x442;&#x438;&#x435;</kwd>
        <kwd>&#x444;&#x43E;&#x440;&#x43C;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435;</kwd>
      </kwd-group>
      <funding-group>
        <funding-statement xml:lang="ru">&#x418;&#x441;&#x441;&#x43B;&#x435;&#x434;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x435; &#x432;&#x44B;&#x43F;&#x43E;&#x43B;&#x43D;&#x435;&#x43D;&#x43E; &#x431;&#x435;&#x437; &#x432;&#x43D;&#x435;&#x448;&#x43D;&#x435;&#x433;&#x43E; &#x444;&#x438;&#x43D;&#x430;&#x43D;&#x441;&#x438;&#x440;&#x43E;&#x432;&#x430;&#x43D;&#x438;&#x44F;.</funding-statement>
        <funding-statement xml:lang="en">The study was conducted without external funding.</funding-statement>
      </funding-group>
      <counts>
        <page-count count="7"/>
      </counts>
      <custom-meta-group>
        <custom-meta>
          <meta-name>metadata-license</meta-name>
          <meta-value>
            <ext-link ext-link-type="uri" xlink:href="https://creativecommons.org/publicdomain/zero/1.0/">CC0 1.0</ext-link>
          </meta-value>
        </custom-meta>
      </custom-meta-group>
    </article-meta>
  </front>
  <body>
    <p/>
  </body>
  <back>
    <ref-list xml:lang="ru">
      <title>&#x421;&#x43F;&#x438;&#x441;&#x43E;&#x43A; &#x43B;&#x438;&#x442;&#x435;&#x440;&#x430;&#x442;&#x443;&#x440;&#x44B;</title>
      <ref id="R1">
        <mixed-citation>Chhatwani, M. (2022). Income satisfaction among Millennials during COVID-19: the interplay among cognitive, noncognitive and financial factors. International Journal of Social Economics. https://doi.org/10.1108/IJSE-03-2021-0183</mixed-citation>
      </ref>
      <ref id="R2">
        <mixed-citation>Chin, J. M.-C., Ching, G. S., Del Castillo, F., Wen, T.-H., Huang, Y.-C., Del Castillo, C. D., &#x2026; Trajera, S. M. (2022). Perspectives on the Barriers to and Needs of Teachers&#x2019; Professional Development in the Philippines during COVID-19. Sustainability (Switzerland), 14(1). https://doi.org/10.3390/su14010470</mixed-citation>
      </ref>
      <ref id="R3">
        <mixed-citation>Chiu, I. H.-Y. (2021). More paternalism in the regulation of consumer financial investments? Private sector duties and public goods analysis. Legal Studies, 41(4), 657&#x2013;675. https://doi.org/10.1017/lst.2021.29</mixed-citation>
      </ref>
      <ref id="R4">
        <mixed-citation>Daud, I., Nurjannah, D., Mohyi, A., Ambarwati, T., Cahyono, Y., Haryoko, A.-D. E., &#x2026; Jihadi, M. (2022). The effect of digital marketing, digital finance and digital payment on finance performance of indonesian smes. International Journal of Data and Network Science, 6(1), 37&#x2013;44. https://doi.org/10.5267/J.IJDNS.2021.10.006</mixed-citation>
      </ref>
      <ref id="R5">
        <mixed-citation>Foster, B., Sukono, &amp; Johansyah, M. D. (2022). Analysis of the effect of financial literacy, practicality and consumer lifestyle on the use of chip-based electronic money using sem. Sustainability (Switzerland), 14(1). https://doi.org/10.3390/su14010032</mixed-citation>
      </ref>
      <ref id="R6">
        <mixed-citation>Geraldes, H. S. A., Gama, A. P. M., &amp; Augusto, M. (2022). Reaching Financial Inclusion: Necessary and Sufficient Conditions. Social Indicators Research. https://doi.org/10.1007/s11205-021-02850-0</mixed-citation>
      </ref>
      <ref id="R7">
        <mixed-citation>Howard, C. M., &amp; Miller, S. (2022). Pay-for-Performance Reform Programs: It&#x2019;s More Than the Money! Urban Education, 57(1), 83&#x2013;107. https://doi.org/10.1177/0042085918801436</mixed-citation>
      </ref>
      <ref id="R8">
        <mixed-citation>Kim, J. Y., &amp; Han, C.-K. (2022). Asset Effects on the Life Satisfaction of Workers with Disabilities in Korea: The Mediating Effects of Self-Esteem and Job Satisfaction. Journal of Social Service Research, 48(1), 98&#x2013;107. https://doi.org/10.1080/01488376.2021.1955084</mixed-citation>
      </ref>
      <ref id="R9">
        <mixed-citation>L&#xF3;pez-Medina, T., Mendoza-&#xE1;vila, I., Contreras-Barraza, N., Salazar-Sep&#xFA;lveda, G., &amp; Vega- Mu&#xF1;oz, A. (2022). Bibliometric mapping of research trends on financial behavior for sustainability. Sustainability (Switzerland), 14(1). https://doi.org/10.3390/su14010117</mixed-citation>
      </ref>
      <ref id="R10">
        <mixed-citation>Mavlutova, I., Fomins, A., Spilbergs, A., Atstaja, D., &amp; Brizga, J. (2022). Opportunities to increase financial well-being by investing in environmental, social and governance with respect to improving financial literacy under covid-19: The case of Latvia. Sustainability (Switzerland), 14(1). https://doi.org/10.3390/su14010339</mixed-citation>
      </ref>
      <ref id="R11">
        <mixed-citation>Mohd Padil, H., Kasim, E. S., Muda, S., Ismail, N., &amp; Md Zin, N. (2022). Financial literacy and awareness of investment scams among university students. Journal of Financial Crime, 29(1), 355&#x2013;367. https://doi.org/10.1108/JFC-01-2021-0012</mixed-citation>
      </ref>
      <ref id="R12">
        <mixed-citation>Potnis, D., &amp; Gala, B. (2022). &#x201C;Unified Mobile, Financial, and Information Literacy Toolkit&#x201D;: A Social Innovation for Public Libraries to Alleviate Poverty in Developing Countries. Library Quarterly, 92(1), 68&#x2013; 86. https://doi.org/10.1086/717230</mixed-citation>
      </ref>
      <ref id="R13">
        <mixed-citation>T&#xFC;rkmen, A., &amp; K&#x131;l&#x131;&#xE7;, Y. (2022). What matters for pension planning in Turkey: financial literacy or perceived consumer risks? International Journal of Social Economics, 49(1), 138&#x2013;151. https://doi.org/10.1108/IJSE-03-2021-0140</mixed-citation>
      </ref>
      <ref id="R14">
        <mixed-citation>Vu&#x10D;eti&#x107;, M., Broke&#x161;ov&#xE1;, Z., Hudec, M., &amp; Pastor&#xE1;kov&#xE1;, E. (2022). Financial literacy and psychological disaster preparedness: applicability of approach based on fuzzy functional dependencies. Information Processing and Management, 59(2). https://doi.org/10.1016/j.ipm.2021.102848</mixed-citation>
      </ref>
      <ref id="R15">
        <mixed-citation>Yin Yin, K., Yusof, R., &amp; Abe, Y. (2022). Integrating financial literacy into economics courses through digital tools: the Finlite app. Journal of International Education in Business. https://doi.org/10.1108/JIEB-06-2021-0068</mixed-citation>
      </ref>
    </ref-list>
  </back>
</article>
